Terms and Conditions

Service Agreement and Terms

Welcome to dramyrosenix financial planning services. These Terms and Conditions govern your use of our website and services.

By accessing our website or using our services, you agree to be bound by these terms and all applicable laws and regulations.

Key Definitions

For the purposes of these Terms, the following definitions apply:

• Services:: Financial planning consultations, analysis, and advisory services provided by dramyrosenix
• User/Client:: Any individual who accesses our website or engages our financial planning services
• Agreement:: These Terms and Conditions along with our Privacy Policy and any service-specific terms
• Website:: The dramyrosenix.com website and all related pages, content, and functionality

Description of Services

dramyrosenix provides financial planning consultations and advisory services designed to help individuals make informed decisions about their personal finances.

Our services include budget analysis, goal planning, and strategic financial guidance. We do not manage client funds or provide investment management services.

User Responsibilities and Obligations

As a user of our services, you agree to:

• Provide accurate and complete information during consultations
• Use our services in compliance with all applicable laws and regulations
• Maintain the confidentiality of any login credentials or sensitive information
• Notify us promptly of any changes to your contact information or circumstances

Prohibited Uses and Activities

You may not use our services or website for any of the following purposes:

• Any illegal activities or violation of federal, state, or local laws
• Harassment, abuse, or harm to our staff or other users
• Transmission of viruses, malware, or other harmful code
• Unauthorized access to our systems or other users' information

Intellectual Property Rights

All content on our website, including text, graphics, logos, and software, is owned by dramyrosenix or our licensors and protected by intellectual property laws.

You may not reproduce, distribute, or create derivative works from our content without express written permission.

Privacy and Data Protection

Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your information.

View Privacy Policy Privacy Policy

Payment Terms and Billing

Consultation fees are due at the time of service unless alternative arrangements have been made. Monthly subscription fees are billed in advance on your chosen billing date.

Subscription services are billed monthly at $250 per month unless you cancel before your next billing cycle.

Consultation fees are non-refundable once services have been rendered. Subscription cancellations take effect at the end of the current billing period.

Limitation of Liability

To the maximum extent permitted by law, dramyrosenix shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of our services.

Indemnification Agreement

You agree to indemnify and hold harmless dramyrosenix from any claims, damages, or expenses arising from your use of our services or violation of these terms.

Dispute Resolution Procedures

We are committed to resolving disputes fairly and efficiently:

Service Termination Rights

Either party may terminate the service relationship at any time with written notice. We reserve the right to terminate services immediately for violations of these terms.

Upon termination, your right to use our services ceases immediately, though certain provisions of these terms will survive termination.

Governing Law and Jurisdiction

These Terms are governed by the laws of the United States and the state where our business is incorporated, without regard to conflict of law principles.

Any legal proceedings must be brought in federal or state courts located in the United States.

Severability of Terms

If any provision of these Terms is found to be unenforceable, the remaining provisions will continue to be valid and enforceable to the fullest extent permitted by law.

Complete Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and dramyrosenix regarding your use of our services.

Modifications to Terms

We reserve the right to modify these Terms at any time. Changes will be posted on our website with an updated effective date.

Significant changes will be communicated via email or prominent website notice at least 30 days before taking effect.

Contact Information for Terms

Questions about these Terms should be directed to contact@dramyrosenix.com or +1-755-915-894.